Terms & Conditions

By accessing and using the services of Kollam Gramavikasana Fincorp and Trading, you agree to the following terms and conditions.

1. Eligibility

Our financial services are available only to individuals and entities legally capable of entering into binding contracts under Kerala Money Lending law.

2. Services

We provide financial products such as gold loans, pronote loans, subject to regulatory compliance.

3. User Obligations

4. Loan Terms

Loan approvals are subject to eligibility checks, collateral verification, and compliance with applicable laws. Interest rates, repayment terms, and penalties will be clearly disclosed in the loan agreement signed by both parties.

5. Limitation of Liability

We are not responsible for indirect, incidental, or consequential damages arising from the use of our services.

6. Governing Law

These Terms & Conditions are governed by the laws of India and fall under the jurisdiction of courts in Kollam, Kerala.

Last Updated: September 2025